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Closing Costs

To help you out, we'll give you up to £800 to cover legal fees and appraisals. That should make up for those nearly endless coffee runs. Here's to your new home. Cheers. It's common to overlook closing costs toward the end of the buying process and most people find themselves strapped for cash as a result.

Mortgage Insurance

Life is too short to worry. Learn about how this comprehensive coverage can give you peace of mind over life’s twists and turns. Assurance Trust Bank provides mortgage protection in case of the diagnosis of a critical illness, total disability, involuntary loss of employment and loss of life.

Mortgage Default

Mortgage default insurance insures Assurance Trust Bank against a default of payment by homeowners. Assurance Trust Bank requires mortgage default insurance for fully qualified properties and approved applicants when homeowners do not provide at least 20% of the purchase price as a down payment.

Our Mortgages

All our online mortgages come with flexible prepayment privileges. Pay up to 20% of your original mortgage balance per year. Closing costs are covered up to £800.